Columbus Day Sales: Buy This, Skip That!

Saving Dollarsand Sense


Retailers look for any opportunity to lure customers through their doors, leveraging holiday sales as a way of creating urgency among shoppers. The notion of a limited-time deal sends consumers into a frenzy, pressuring them to buy and stock up before the discount disappears. While Americans have been conditioned to associate holidays like this upcoming Columbus Day with big savings, not everything is a smart buy.

Follow this Columbus Day shopping guide to figure out what to buy and what to skip this weekend.

With 2016 models dominating dealership lots and year-end quickly approaching, sales associates are anxious to move 2015 cars and trucks. This means more bargaining power for you! To make the process of negotiating with car salespoeple a little easier, use to send a bid to several dealers and let them fight over your offer.

Though we have yet to celebrate Halloween, Thanksgiving will be here before you know it, and with it comes even more deals. Considering Black Friday and Cyber Monday offer the best sales of the year on gadgets like laptops, smartphones and TVs, holding off just a few more weeks will pay you back in extra savings. The only exception is 55″ HDTVs which will see great prices this weekend, according to a recent post from US News & World Report.

As I mentioned in a recent TV interview, back-to-school shopping reports point to October as the best time to buy denim. You can find discounts ranging from 30 to 50-percent off women’s jeans at Nordstrom, or an average of 40-percent off men’s denim selection at JCPenney. Seek additional savings with coupons, like this JCPenney promo code for $10 off $25 found at deals’ site Coupon Sherpa.

While temperatures begin to dip and prices on certain fall and winter apparel go on sale, the real deals will be offered after Christmas when you can expect savings of up to 75-percent off. Until then, make do with your whatever you have in your current wardrobe, or purchase a few pieces on consignment to get through the first few weeks of cold weather.

For whatever reason, shoe retailers have chosen Columbus Day to promote some of the biggest sales on footwear of the year. Check out e-stores like 6pm and ShoeBuy to compare prices quickly and benefit from free shipping both ways on your order. Outlet centers are also a good place to snag savings on brand names like Nike, Adidas and Skechers. Plus, you can use printable coupons like 15% off your purchase at Adidas Outlet for extra savings.

Though footwear deals abound, bigger discounts on winter boots designed for the snow and rain will come in late December and early January after the holidays. If you can get through the beginning of winter with what you have, you’re looking at savings of up to 65 percent. Otherwise, check discount retailers like TJMaxx or Marshall’s for savings on rain and winter boots.

With just a few weeks until Halloween, time is running out to get the look requested by your little one. Waiting until the last minute offers the deepest discount on costumes, but your choices are limited and you don’t want to miss out on this year’s hottest looks. So take advantage of this weekend’s sale on Halloween dress-up must-haves, including up to 30% off costumes from Sears and Kmart, and buy-one-get-one free on select kids’ costumes from Target. (These sales expire Oct. 10.)

Christmas creep is in full swing with department stores to warehouse clubs to small boutique shops already putting winter holiday decor on display. I recently received Columbus Day sales offering discounts on various holiday items like ornaments, wrapping supplies and serveware. While these sales are tempting, the savings are insignificant. Do your finances a favor and hold off until after December 26 to update your collection of decor with discounts of over 75-percent off.

Guest post by Andrea Woroch, a money-saving expert who transforms everyday consumers into savvy shoppers by sharing smart spending tips and personal finance advice. As a sought-after media source, she has been featured among such top news outlets as Good Morning America, Today, CNN, Dr. OZ, New York Times, MONEY Magazine, Consumer Reports, Forbes and many more. In addition, Andrea’s stories have been published among leading publications and sites such as Yahoo!, AOL Daily Finance, CNN Money, Huffington Post, LearnVest and New York Daily News. Check out Andrea’s demo reel or visit her website at for more information about booking an interview or requesting an original written article. You can also follow her on Twitter or Facebook for daily money tips.

DaySpring Journals $5 Flash Sale

Saving Dollarsand Sense


For a limited time you can choose from several DaySpring Journals for just $5 each!


The selection of journals include Scriptures, reading plans and space for recording personal thoughts and prayers. Grab one for yourself and then a couple for your friends – these make great gifts!

Only $5 Each, this offer ends Tuesday 10/13.img_1_3056_885x1060

Mocha Cookie Crunch

Saving Dollarsand Sense

Mocha cookie crumble

Today I am sharing this Mocha Cookie Crunch drink that is sure to warm you up during the upcoming cold weather months.


2 8 oz cups strong coffee
3 tbsp Vanilla cream
1/4 cup Milk
½ tsp white sugar
½ tsp brown sugar
2 Tbsp chocolate syrup
2 Oreos, crushed
Homemade whipped cream
Cookie crumbs or Chocolate crumbled candy for garnish


Add milk,  Chocolate Syrup and sugars to a small pot and cook on medium heat until hot, do not boil.

Remove from heat and add the coffee.

Pour into two coffee mugs then add whipped cream and top off with crumbled cookies.

Serve immediately.

Mocha cookie

You might also be interested in some of my other recent recipe posts.

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7-Day Prayer Warrior Experience FREE

Saving Dollarsand Sense


The 7-Day Prayer Warrior Experience is a free eBook from bestselling author Stormie Omartian, developed using excerpts from Prayer Warrior and Prayer Warrior Prayer and Study Guide.

Are you equipped for spiritual battle? Take the next seven days to “put on the whole armor of God, that you may be able to stand against the wiles of the devil” (Ephesians 6:11).

Join Stormie as she explains the pieces of armor, what they mean, and how they can help you be a prayer warrior in your spiritual battle.

With devotional thoughts, suggested prayers, ways to dig deeper, and opportunities to connect with Stormie and a whole community of prayer warriors, The 7-Day Prayer Warrior Experience will empower you with the truth that “He who is in you is greater than he who is in the world” (1 John 4:4).

*Saving Dollars and Sense Tip: Amazon prices are subject to change without warning, please make sure you are paying the price you expect before completing the checkout process.

Order yours here while you can still get it for such a low price.

Pumpkin Spice Latte

Saving Dollarsand Sense

Pumpkin spice latte

Pumpkin Spice Latte

I personally look forward to the cooler weather so that I can enjoy all of the hot drink recipes that everyone loves, especially my favorite pumpkin recipes.

2 cups milk
2 tbsp canned pumpkin puree
1-3 tbsp sugar
1 tbsp vanilla extract
1/2 tsp all spice
1/2 cup dark roast coffee
Homemade Whipped Cream 


Add milk, pumpkin and sugar to a small pot and cook on medium heat until hot, do not boil.

Remove from heat and add the vanilla extract, all spice and coffee.

Pour into two coffee mugs then add whip cream and top off with cinnamon

Pumpkin latte

You might also be interested in some of my other recent recipe posts.

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When Childhood Dreams Become Reality

Saving Dollarsand Sense


Our house is strangely empty these days since Richie left for Basic Training…

I knew having him away would be hard especially due to the fact that he is unreachable. It’s been just ONE WEEK today!

The first couple days I did not really do anything much.  I felt like I was just barely going through the motions. One foot in front of the other. Wash a dish. Feed an animal. Fold laundry.

All such menial tasks, the very ones I have done just about everyday of my life which now serve as a constant reminder that a huge chapter in my life has come to a close which a new chapter awaits me full of adventure.

Now it is just us. No kids to take up the spaces in between one task and another.

Once I got the call from my son giving me his address, I could literally feel myself exhale. I hadn’t realized I had been holding my breath since he left until I could hear his voice again.

I was practically a zombie the first few days walking around with my cell phone, pen and paper always with me just waiting for that one call. Our house was terribly neglected and we found some solace in filling the time with cleaning and organizing areas that we have ignored a long time.

We even had a corner filled with boxes we had not unpacked yet since moving here almost 5 years ago now.

While purging the clutter, we came upon this car seat organizer that Richie used when he sat in my backseat for years.

Inside were all his most important childhood things.

And after seeing them yesterday I knew that my son is doing exactly what he had been dreaming and planning to do for as long as I can remember.

boys tools