My Financial Legacy

Saving Dollarsand Sense

I am away today at a special conference with the nations best when it comes to saving and helping others save as well!

They are the DealPros!

I’m excited to be considered a “DealPro” as well and can’t wait to use what I am learning to help YOU save even more in this next year beginning with the upcoming holiday shopping season.

You can tune into the Savings Story live streaming session on the Save Up Ustream page at 4:15PM ET this afternoon to hear some more of the DealPros’ stories live!

And now onto My Financial Legacy….

I’ve shared bits and pieces of my financial journey in the past. I do so in hopes that someone will read it and see that it is possible to take baby steps and change your financial future once you open your eyes to the reality that it is even possible!

All of my earliest memories regarding money has to do with how little of it we had.

My mom was a single teenage mom with no real financial skills.  We were given a few hundred dollars a month for groceries and yet it never seemed to last through the end of the month and we would find ourselves scavenging for food and coming up with the most creative things to call diner. (Today I realize how much I could get for a few hundred a month)

I won’t go into all of the details of how my childhood was shaped by poverty.

I realize that my mom did what she could.  But I also realize that as little as she had, she could have made better choices. She needed to change her financial perspective and make some tough choices to get out of the pit she was in.  But as she told me a couple years ago, she had noone to show her the way and in fact she didn’t even know there was a way out.

When I moved out with my husband I took with me many of the poor spending habits my mom had as well as picked up a few new ones involving credit cards.  Unfortunately my husband had a very similar upbringing and learned just about as much about being financially responsible as I did.

All we knew was when you had money you spent it all, and when you didn’t you were broke.

There was never an in between.

It took almost losing everything before my husband and I opened our eyes enough to see that we did not have to accept the legacy of debt or poverty that our parents had handed us.  In fact we had the power to change our perspective and give our own children a whole new legacy!

We made some huge sacrifices to save our home and get out of debt.

You can read more about that here.  

Today, it is not so much about how little we can spend, although we do try to live simply.  But instead it is about using the money God has given you in a responsible way so that you do indeed have more than enough to live and give to others.

This is the kind of legacy I want to leave!

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About Kristie Sawicki

Kristie Sawicki is the author of Saving Dollars and Sense, where she blogs about Money Saving Ideas and Frugal Living Tips, as well the Best Coupons, Deals and Freebies around. You can connect with Kristie Sawicki on Google+ and on the Saving Dollars and Sense Facebook page.


  1. Kit Cook via Facebook says:

    not sure to tell ya the truth. Altho nothing goes to waste here.

  2. Thats a really inspiring story Kristie – thanks for sharing….

  3. nowodays it isnt easy for anybody… but i always like to read your tips about saving money, and i can tell they work in IRL, too.

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