Can you believe it is only 150 Days until Christmas!
Truly none of us really wants to start thinking about Christmas now, but if we take some time to do a little planning ahead of time we can keep from experiencing any after Christmas spending regrets that so many of us have experienced.
Follow these simple steps to keep more of your hard earned money in your pocket and still enjoy everything the season has to offer!
Create a Budget. Come up with a real amount that you can afford to spend on Christmas gifts. This is the very first thing you should do before you make a single purchase. Yes do it today this way you know ahead of time what you really have to spend as the holiday season gets closer with each paycheck.
Make a list. Write down every single person you would like to give a gift to. This includes your family, friends, co-workers, and service people in your life. You might even want to keep your list in your purse in case you happen to find something while you are out shopping. Assign spending amounts to each person on your list. Obviously you are going to want to spend more on your children than on your hairdresser, so plan accordingly.
Stick to it. I think this is the hardest part. It is easy to get caught up in keeping up with the Jones’, however remember you made a list long before the holiday rush came along to
- Don’t give in to guilt. A lot of people spend out of guilt, and that is the wrong motive. The dollar mount doesn’t directly reflect how much we care about someone.
- Don’t let your emotions have control. Yes you love that person, but that’s not a good reason to put yourself in debt over a Christmas gift.
Here are a couple of my favorite resources for shopping during the holidays:
Online Coupon Database – This is a great place to visit if you have a specific store online that you want to shop at. Just type in any store and it will instantly pull up all of the current coupon codes available to help you save even more or get FREE Shipping on your order!
Saving Dollars and Sense Shopping Guide – You’ll find some great resources to get you started. Please keep in mind that it is a little sparce at the moment, but I will be adding to it more and more as the holidays get closer.
I am still offering this FREE Christmas Planner – This was my gift to all Saving Dollars and Sense readers last Christmas, but you can still get it this year.
We all want to give great gifts to those we love. The problem arises when we equate how much we love someone with the amount of the gift we purchase for them.
This is a mindset that needs to be broken!
Christmas doesn’t have to leave you feeling defeated financially. Click to Tweet this!
This year, will you join me in creating the atmosphere for a wonderful holiday season for our families that is filled with faith, hope, and love?
Let us put aside our distorted thinking, mommy guilt, pride and anything else that would seek to rob us of our joy during a time when the focus should be on celebrating what Love has done for us!
Together, we can create memories with those we love that will last long after any other gift we could ever possibly give!!