It is a change of mind that makes all the difference. So if you are someone who does whatever you are able to do to save instead of just continuing through life accepting a full-price mentality, I think you are well on your way to being frugally and fiscally fit.
I used to always feel like everything would be fine IF I had just a few more dollars in the paycheck each week. And I am not saying that wouldn’t still help, but that kind of thinking always left me feeling defeated and hopeless.
And all those little things I am able to do throughout the day add up to big change at the end of the week, month, year!