How to Survive the Decision to Become a Single-Income Family

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WHILE TODAY’S ECONOMY HAS PUT A LARGE NUMBER OF FAMILIES IN THE SUDDEN AND UNEXPECTED POSITION OF HAVING TO MAKE THE SWITCH FROM DOUBLE TO A SINGLE INCOME, SOME COUPLES ARE CHOOSING TO MAKE THE CHANGES ON THEIR OWN.

Before making the leap into the world of single incomes, however, there are a few vital steps to make the transition as smooth and comfortable as possible for the entire family.

SET REALISTIC LIFESTYLE GOALS

Becoming a single-income household can mean cutting back on familiar activities or expenses. Though you may feel you can happily cook at home seven nights a week and eat all your breakfasts and lunches in, you might find in practice it’s not as easy or enjoyable as you believed.

BE REALISTIC AS YOU DECIDE WHERE YOU CAN CUT COSTS AND WHICH ITEMS OR AMENITIES YOU CAN LIVE WITHOUT.

If you find eating out once or twice a week is something you’d like to continue then consider reducing your cable bill or recreation expenses instead.

CONSIDER FURTHERING YOUR EDUCATION

For the partner who stays home, continuing education can provide new opportunities when she or he returns to the workforce when the children get older. For someone who loves children and wants to have a similar vacation and holidays as her school-age children, a career in education is perfect.

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