It’s so hard to think about putting any money into savings when you are trying to get out of debt. But I learned long ago that it is so important to pay yourself first.
Before you can create a budget you have to consider all of your expenses that you are responsible for, each month.
CREATE A BUDGET
Prioritize your list, to make sure that the most important things are taken care of first.
SET SAVINGS GOALS
Whether it’s to build up your emergency fund, pay off your mortgage, or build up your retirement account, you can create a graph for each one.