Clutter and chaos can build up in your budget, too, making you feel disorganized and stressed at the end of each month.
A change in a life circumstance like getting married or divorced, having a baby or buying a house signals a need to review and re-balance your budget.
YOU HAVE A RETIREMENT ACCOUNT FROM A PAST EMPLOYER
Take the time to review your investments and retirement plans, update beneficiaries and re-balance or consolidate accounts.
YOU HAVE PAPER POURING OUT OF CABINETS AND DRAWERS.
Clear the paper clutter from your cabinets and desk drawers by shredding tax documents that are more than seven years old.
YOU’RE DROWNING IN DEBT ACROSS MULTIPLE ACCOUNTS.
Figure out how much you owe on each account and call your creditors to see if they can set up a payment plan that provides a lower interest rate.
YOU HAVE SEVERAL UNUSED GIFT CARDS GOING TO WASTE
Sell those gift cards for cash at sites like Gift Card Granny or via Coinstar’s gift card exchange kiosk at local grocery stores to receive cash.