They say buying a home is one of the topmost stressful events a person will experience in their life.

If you make a plan ahead of time you can avoid a lot of undue stress and actually enjoy the path to homeownership!

PLAY AROUND WITH A MORTGAGE CALCULATOR

Stick with the number you decide upon before you even call a mortgage company.

WORK ON YOUR CREDIT SCORE

You will be able to secure a loan with a much lower monthly payment if you have a credit score that is over 700.

SAVE YOUR MONEY

Having an emergency fund of at least $10,000 in place because what no one will tell you is that there are going to be hidden costs with a new house

CREATE A LIST

It is a great idea to sit down with a pen and paper and write down everything your new house must-have.

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