20 Ways to Get Out of Debt ASAP

WHETHER IT IS DUE TO COLLEGE LOANS, AUTO LOANS, HOME LOANS, OR JUST FLAT OUT POOR DECISION MAKING, WE HAVE ALMOST ALL BEEN IN THE HOLE AND STRUGGLED TO CLIMB OUT.

AS YOU CONTINUE FINDING MORE AND MORE WAYS TO EARN MORE MONEY OR FIND EXTRA IN YOUR BUDGET, YOU’LL BE ABLE TO QUICKLY PAY DOWN SOME OF YOUR LITTLE DEBTS FIRST.

DOWNLOAD REBATE APPS

Depending on how frequently you use them, rebate apps are a great way to earn a little extra cash or gift cards to use on everyday purchases.

GET A SECOND OR THIRD JOB

You are working hard for a purpose. That extra paycheck needs to go directly towards paying down your debt. Once the debt is gone, you can let go of the extra job.

REWORK YOUR BUDGET

If you do not have a budget yet, make one! If you do, rework your numbers and look for possible wiggle room to tighten up your budget, freeing up more money for bills.

PAY OFF SMALLEST DEBT FIRST

If you have multiple debts, start by paying off the smallest debt first. 

SELL UNWANTED ITEMS

Try listing some things you no longer need on Craigslist or Facebook Marketplace and then use the money you make to pay down a bill.

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