Sometimes no matter how hard we try to keep it straight, there can be hiccups in the road. But knowing what to do and how will go a long way in helping to repair any credit issues that arise.
Start by requesting your free, once a year credit report from all three bureaus.
DISPUTE ANY CREDIT ERRORS
If you see any errors you can dispute that info with the reporting bureau(s).
EXPLAIN LATE PAYS OR ISSUES
You can earn Kohl’s Cash during any earn periods. You can also earn Kohl’s Cash if your purchase is within $2 of the earning criteria.
HOW TO DISPUTE A CREDIT CHARGE
If you see a charge that you didn’t incur, or you don’t think is yours you can dispute that, as well.
If you disagree that what they’ve reported is correct – perhaps the amount is wrong, they say you didn’t pay on time, you didn’t pay in full, or as agreed, all of these can be disputed.