Meet Kristie
Real Life.
Real Budgets.
Helping real families save money, one practical step at a time.
Saving Dollars & Sense was created to help everyday people spend less, stress less, and feel more confident with their money. I share realistic ways to save money that actually work in real life, especially when budgets are tight and life feels full.
Here youโll find budgeting help, grocery savings, meal planning ideas, shopping deals, easy gardening, and homemade solutions that make life a little lighter. Nothing extreme. Nothing judgmental. Just practical ideas you can use right where you are.
The Heart Behind the Work
Saving money isnโt just about numbers. Itโs about peace, confidence, and being able to breathe a little easier in everyday life.
I created Saving Dollars & Sense to help families navigate real-life finances in practical, manageable ways. When money feels tight or overwhelming, it can spill into everything else. My heart is to help bring clarity, simplicity, and hope to an area of life that often feels heavy.
Saving Dollars & Sense grew out of my own journey of learning how to stretch a budget, care for my family, and trust that small steps really do add up.
Everything I share comes from a place of wanting to help you feel more capable with what you already have. Budgeting help, grocery savings, meal planning, easy gardening, and homemade ideas are all tools meant to support your life, not complicate it.
My approach is simple and realistic. No extremes, no shame, and no pressure to do it all perfectly. Just practical steps, honest encouragement, and gentle guidance so saving money feels doable and life feels a little lighter.
Our Core Values
Integrity
I believe in sharing honest, trustworthy information you can rely on. I recommend only what I truly believe is helpful, realistic, and worth your time and money.
Simplicity
Money doesnโt need to be complicated to be effective. I focus on practical, easy-to-understand ideas that work in real life, without overwhelm, extremes, or unnecessary pressure.
Stewardship
Using what we have wisely matters. Small, thoughtful choices can bring peace and confidence over time.
Featured In

Get to Know Kristie
Coffee Order
Coffee with a little creamer, usually enjoyed while itโs still hot if Iโm lucky.
Morning Routine
Slow mornings when possible. Coffee, a little quiet time with my bible, easing into the day.
Favorite Part of the Job
Hearing from readers who feel less overwhelmed and more confident with their finances. Knowing something shared here helped lighten that burden is incredibly meaningful to me.
Currently Reading
Books that encourage simple living, faith, and growth. I also love getting lost in dystopian and historical fiction.
Go-To money habit
Meal planning before grocery shopping. It saves money, reduces stress, and brings a little more peace to busy evenings.
Favorite Quote
โDo the next thing.โ โ Elisabeth Elliot
