Kohl’s Rewards Program and How to Use It

If you shop at Kohl’s, the Kohl’s Rewards program is one of the easiest ways to save money on purchases you are already making. This free loyalty program lets you earn rewards every time you shop, which are then issued as Kohl’s Cash you can use on future purchases.

In this guide, I’ll break down exactly how the Kohl’s Rewards program works, how much you can earn, when your rewards expire, how to check your balance, and how to get your Kohl’s birthday reward.

Exterior of a Kohl’s store with Sephora signage, beige facade, glass entrance doors, cloudy sky, and an empty parking lot—perfect for stopping by to enjoy Kohls Rewards benefits on your next visit.

Kohl’s Rewards Details:

Kohl’s also runs special Kohl’s Cash earn events. During these promotions, you can earn additional Kohl’s Cash based on how much you spend.

These earn events are separate from the everyday Kohl’s Rewards program, so the amount you earn and the promotional dates can vary. Always check the current Kohl’s promotion before you shop.

  • Your Kohl’s Rewards are paid out in $5 Kohl’s Cash increments on the 1st day of the month FOLLOWING the month you earned it
  • Rewards issued as Kohl’s Cash are valid for 30 days.
  • A Kohl’s Rewards balance that does not reach the $5 threshold carries forward, but an unconverted Rewards balance expires after one year.
  • Kohl’s Cash will arrive via email – and if your Kohls.com account is linked to your Rewards account, it will also be auto-added to your Kohl’s Wallet.
  • Use Kohl’s Cash on anything except Kohl’s Cares items

What Is the Kohl’s Rewards Program

The Kohl’s Rewards program is a free loyalty program that allows shoppers to earn Kohl’s Cash on qualifying purchases. Kohl’s Cash works like store credit that can be used on future Kohl’s purchases both in store and online.

Anyone can join the Kohl’s Rewards program. You do not need a Kohl’s credit card to sign up. All you need is an email address.

Infographic explaining the Kohls Rewards Program: enroll for free, earn rewards on purchases, and enjoy spending rewards as Kohl’s Cash issued monthly in $5 increments.

How the Kohl’s Rewards Program Works

Once you are enrolled, you automatically earn rewards when you shop.

When you pay using any method, you earn five percent back in Kohl’s Cash. If you use a Kohl’s Card, you earn 7.5% back.

Your rewards are tracked automatically, so there is nothing extra you need to do as long as you are logged into your account or provide your email at checkout.

When and How You Receive Kohl’s Cash

Your earned rewards are converted into Kohl’s Cash in five dollar increments. Kohl’s usually issues this Kohl’s Cash at the beginning of the following month.

You will be notified by email when your Kohl’s Cash is available. You can also view it in your Kohl’s account or in the app.

READ MORE: How Does Kohl’s Cash Work?

How Does Kohl's Cash Work?

How to Check Your Kohl’s Rewards Balance

You can check your Kohl’s Rewards balance by signing into your Kohls.com account and looking under Kohl’s Rewards.

You can also find it in the Kohl’s app under the My Kohl’s section. This will show your current Rewards balance, Kohl’s Cash that has already been issued, and your recent Rewards activity.

Extra Perks of the Kohl’s Rewards Program

In addition to earning Kohl’s Cash, the Kohl’s Rewards program includes extra benefits for members.

To receive the Kohl’s Rewards birthday gift, you need to make a purchase before your birthday month.

Kohl’s Rewards members may also receive exclusive offers and personalized promotions throughout the year. These offers vary but can help boost your savings even more.

Occasionally, Kohl’s offers bonus earning events where you can earn additional Kohl’s Cash on qualifying purchases.

Kohl’s Rewards Program vs Kohl’s Credit Card

You do not need a Kohl’s credit card to join the Kohl’s Rewards program. The two are separate, though they can be used together.

Using a Kohl’s Card allows you to earn rewards at a higher rate. Some cardholders may also qualify for additional perks depending on yearly spending.

Opening a credit card should always be a personal financial decision. The Kohl’s Rewards program alone still offers value without the card.

Kohl's Rewards Program advertisement shows members earn 5% rewards; features an image of Kohl's Cash and a message to sign up for free and learn how to use Kohl's Rewards to start earning every day.

Tips to Maximize the Kohl’s Rewards Program

Always make sure you are logged into your Kohl’s account when shopping so your rewards track correctly.

  • Pay attention to bonus Kohl’s Cash events, which can significantly increase how much you earn.
  • Plan purchases before your birthday month to qualify for a birthday reward.
  • Stack Kohl’s Cash with sales and coupons when available to get the most value.

Is Kohl’s Rewards Worth It?

For most shoppers, the answer is yes. The Kohl’s Rewards program is free, easy to use, and automatically earns you Kohl’s Cash on purchases you were already planning to make.

Even occasional shoppers can benefit, since there is no cost or commitment to join.

Final Thoughts on the Kohl’s Rewards Program

The Kohl’s Rewards program is a simple and frugal way to save money at Kohl’s. By earning Kohl’s Cash, taking advantage of member perks, and stacking rewards with promotions, you can lower your overall spending without much effort.

If Kohl’s is one of the stores you already shop at, signing up for the Kohl’s Rewards program is a smart way to make your budget go further.

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